With the winter coldness, snow, and ice becoming stronger, it is essential for you to ensure your car is ready for the winter cold. Despite where you live, your car will be exposed to negative winter elements. There still is time to purchase seasonal insurance for your car and how this type of insurance will save you money.
Seasonal Vehicle Insurance
If you are a vehicle owner, you more than likely do not know that you do not have to have the same vehicle insurance policy year-round if it is not being used. For instance, if you have a vehicle that you do not want exposed to the winter elements, you have the ability to save money by lowering the coverage for the specific vehicle during the cold months. This is beneficial to those with vehicle that are not for winter, such as a sporty car.
On the other hand, if you wish to keep insurance for theft or storm damage, you can remove your liability and collision damage insurance and still maintain enough coverage to keep your vehicle protected.
Adding People Back To Your Policy
With the winter season in commence, family members may be coming back from college or taking a break from work. With this, you want to ensure they are under your insurance policy to stay protected while driving your vehicle. If your college child drives less than 25% than your mileage, they can be ranked as an occasional driver under your policy, which can lower your premiums.
For more information or questions on how to save on your car insurance this winter season, contact Brazelton Insurance Group today.