When purchasing insurance it is important to make sure you have the right coverage at the right price. Here are three common insurance mistakes you want to make sure you don’t do, while purchasing new insurance or renewing your plan.

1. Carrying The Right Policy– Not every plan is the right fit for you and your family. For instance, standard auto insurance is acceptable for most people, but if you have a sports car or collector car, a different insurance would give you better coverage. Sports cars and collector cars have a greater risk than typical everyday cars. It is important to discuss this coverage with your insurance provider.

2. Reading Your Policy– Insurance policies can be overwhelming because there is a lot to read and many times, does not make sense. Ask your insurance provider to read over the policy with you and explain any items you do not understand. This will help save you a lot of time and possibly money in the future.

3. Gaps In Your Coverage– It is important to learn how the policy works. What happens if you make a claim, what are the processes? Also inquire about replacement costs verses appraised or market costs. Knowing how the policy works will leave you better prepared if something happens.

Brazelton Insurance Group are insurance professionals who are knowledgeable in auto, home, life and business insurance. If you have a policy and would like it renewed or reviewed to make sure you have the right coverage, contact Brazelton Insurance Group today.