It can be difficult to budget correctly in order to get the most from your healthcare policy, from estimating expected costs to determine the type of benefits you will receive, it can be tricky to stay on track of your healthcare policy. However, Brazelton Insurance Group is here to help you get the most from your healthcare policy by following the tips below:
Be aware of your deductible: Before your plan actually kicks in, you are responsible for a set amount of funds that you will have to pay. It is essential to not big a deductible that may be too high because it will take longer to reach your new policy.
Look over your EOB (explanation of benefits): It is important to review your EOB, which is a list of treatments and services you have received as well as the amount of money you and your insurance company has paid for these services. By looking over your EOB, you will be able to determine what insurance company has paid on your behalf as well as what specific treatments you have received.
Acknowledge your co-pays: A co-pay is the set amount of money you are responsible for paying when you receive medical treatment from your doctor. Generally, you pay $30 for a visit to your primary-care physician and $50 for a visit to a specialist.
Consult with your insurance agent: For any further questions or concerns, consult with your insurance agent. Our professionals at Brazelton Insurance are here to help you with any questions regarding your healthcare policy. Contact us today!