With floods happening unexpectedly and constantly across the nation, it is important to know what you should do beforehand if it happens to you. If it is a bursted pipe or a bad storm, both of these things have the capability of flooding your home. It is essential to know the following if this ever happens to you:
Safety First: If your house has flooded, the first thing you should do is ensure your safety. This means to evacuate out of your home and get to somewhere where it is safe and secure. Do not try to go save any of your belonging since a large amount of water can draw up many complications in your home, such as electrical lines and a weakened structure.
Document The Flood: Once it is safe to go back to your home, the next thing you want to do is to document the damage done to your house and belongings. Do not move any of your belongings before you take photos as it will appear you are tampering with the damage done. This will allow you to have a credible insurance case where you will receive funds for your belongings and home from your insurance provider.
Speak To Your Insurance Agent: It is crucial to contact your insurance agent as soon as possible since most homeowners’ policies do not cover flooding. Consulting with your insurance agent will help you recieve a better understanding on what you should do and what type of coverage is available to you.
For further information about the best course of action when your home has flooded or to get started on your insurance plan, contact Brazelton Insurance Group today.