With over 10,000 new participants everyday, Medicare has helped thousands of individuals everyday. If you are nearing eligibility for Medicare, it is time to start thinking if Medicare is a suitable option for you and your future. Brazelton Insurance Group is here to give you essential information regarding Medicare and how it can help you in your near future.
The importance of supplemental plans with Medicare
Medicare is very important for elders when they encounter a visit to the hospital or care overall. Although Medicare provides trips to the hospital and medical insurance, it still leaves individuals with having to deal with insurance deductibles, coinsurance, and copays when visiting your doctor. A supplemental plan will help eliminate the costs of all of these, as well as provide prescription drug coverage for medicine you may need. It is essential to consult with your physician and pick a plan that covers the providers of your care as well. There are several different supplemental plans for individuals with Medicare such as, Preferred Provider Options (PPOs), Private Fee-for-Service Plans, and Health Maintenance Organizations (HMOs).
If you feel that your necessities have changed overtime, it may be time to choose a different supplemental plan. This can be very easy in most cases, however, if your physician stops accepting Medicare, you may need to change your plan to meet the specific needs necessary. The changes are only permitted during the Medicare open enrollment period which occurs during October 15th through December 7th annually.
Consult with your insurance agent
Consulting with your insurance agent will ensure you have the best specific needs for your personal situation. They will grant you with the best advertisement on the most suitable path to go down regarding medicare and additional medical insurance.
For more information or question regarding if a Medicare supplement plan is the right option for you, contact us at Brazelton Insurance Group today.