Life can be tough sometimes, especially when you and your family are experiencing a disability problem that upsets the annual financial income. Cases like this include someone in the family having a stroke, diagnosed with cancer, or a heart attack can immensely affect your financial income even with health and life insurance. Individuals with long-term disability insurance through their employer still only receive around half of their initial paycheck, which leaves a large dent in the checkbook. Studies show that a young worker has a 25% chance of becoming disabled before they reach retirement age.
In order to prevent your annual income from being greatly reduced, we here at Brazelton Insurance are here to prepare you in case of an illness or disability.
Critical Illness Insurance
If you or a family member were to experience a catastrophic health event, such as cancer, stroke, or heart attack, it is wise to establish a critical insurance plan. This will accompany your health insurance plan in order to prevent you from paying all of the large sums of expenses.
Social Security Disability Insurance
Social Security provides exceptional benefits to those with long-term illnesses that are expected to last over a year or result in death. The benefits supplied to the person will help aid them through the rough time they are experiencing due to a disability.
Disability Income Insurance
In the event of you encountering a more general case of an illness or serious accident, disability income insurance is here to help you with a monthly benefit. This will contribute to your occupation salary, bonuses, and commissions.
If you or a loved one goes through one of the critical illnesses or disabilities listed above and feel entitled to disability insurance, contact us at Brazelton Insurance Group. We will help you determine the type of insurance that is suitable for your situation.