Ensuring your home’s maintenance needs are addressed is the best way to help prevent major liability insurance claims from happening to you. By checking the following key maintenance items around your home annually, you can help to protect you from a variety of homeowners insurance claims:
Prevent Liability Issues
From inspecting your driveway, walkways, and other paved surfaces, to broken fences or gates, it is important to ensure these items on your property are safe, repairing any broken, cracked, or uneven areas, preventing accidents from occurring on your property.
It is especially important to check your property after the long and harsh winter season since this weather may have taken a toll on your home’s exterior. Also, if you have a pool, proper maintenance is especially important in order to help keep your kids, as well as anyone else’s children away from the potential dangers that pools can harbor.
Prevent Fire Hazards
It is a good idea to ensure you are preventing fire hazard from occurring to your home by changing the batteries in all your smoke detectors, ensuring they are in proper functioning order, as well as clean your dryer’s lint hose once each year to prevent dryer fires.
Check For Moisture Damage
While moisture damage can happen at anytime, it is important to ensure you are performing regular checks of your water heater, looking for corrosion or leaks, as well as checking the seams and caulking on doors and windows, which can crack over time, allowing moisture to enter your home, causing damage to your home’s structure.
Spring is also the best time to clean out your gutters, clearing any debris that was left by winter storms. This is especially important because your gutter and downspout system protects your home from water damage by directing water away from your roof and foundation.
Deter Unwanted Guests
Overgrown trees and bushes can block windows and create unsafe areas around the perimeter of your home, which may attract unwanted guests. Simply by trimming back your landscaping and ensuring your outdoor lighting is in working order can help to ensure your home is secure and well lit, discouraging unwelcome visitors.
For help ensuring your homeowner’s insurance policy meets your needs, contact Brazelton Insurance Group for more information today!