The Affordable Care Act (ACA) is making changes in order to better benefit women’s health care coverage, giving women access to medical care and health care policies that they did not have previously.
In the past, women who had cesarean sections, those with breast cancer, or women who have a genetic susceptibility for breast cancer, were either unable to buy health insurance or were only able to receive limited coverage. In fact, before 2014, only 12 percent of health care plans offered maternity coverage for a thirty-year-old woman.
However, all this has changed, offering plans that will cover labor, delivery, and newborn baby care. In addition, women are able to purchase healthcare policies, regardless of whether they have had a cesarean section, breast cancer, or are at risk of developing breast cancer.
Other improvements made to women’s health care coverage is their preventative services. Women are not required to pay copays for services such as: annual well-woman visits, gestational diabetes screenings, ruling out pregnancy-related diabetes, domestic and interpersonal domestic violence screening and counseling, breastfeeding support, mammograms and colonoscopies, and many more. With this comes the ability to ensure women are healthier, which has an effect on both their families and their employers.
Other added benefits to the Affordable Care Act (ACA) is that women and men now will be able to pay the same premiums as each other, and dependent children, up to age of twenty-six, will be allowed to stay on their parents’ health insurance policies, even if they are students or no longer living at home.
For more help or questions with your health insurance policy or any of your other insurance needs, contact Brazelton Insurance Group today.