Do you or your employees drive vehicles for business? Using the standard auto insurance of commercial auto insurances can really put your business at risk. Here are some options to look for in finding commercial auto insurance.

Liability Insurance : Many businesses run higher risks of being sued when their commercial vehicles cause accidents or by leaving other parties injured. This could carry the highest liability limit that you can handle. When (eliminate) Having commercial liability limits they (eliminate) are higher than the standard auto insurance. This would be ranging from around $100,000 and up. Most commercial policies also offer single liability limit amounts. 

Auto liability : This policy extends your current commercial auto insurance liability coverage to any recently purchased, non-owned, or hired commercial vehicles.

Rental Reimbursement and Downtime : This policy is for businesses with incomes that depend on commercial vehicles. Rental reimbursement can help pay for rental vehicles, make vehicle payments, and covers other expenses. 

Individual Named Insured Coverage : This policy extends the coverage from commercial auto to vehicles you drive for both business and personal.

Non-Owned Vehicle Coverage: This policy can protect you and your employees when driving any non-owned commercial vehicles for business purposes only.

Single Deductible Choices: If your business vehicle uses specialty equipment and trailers, you can cover them as well as the vehicle. 

For more information about having commercial auto insurance contact Brazelton Insurance Group.