When car dealerships started to introduced smart cars, insurance companies needed to figure out how to insure them.

Engineers intended smart cars to be safe cars. It was recently discovered in 2014 of Smart Fortwo and the Scion iQ, that these smart cars received a “Good” score. Giving it a score of 3 out of 4 for crashworthiness that was conducted by the Insurance Institute for Highway Safety (IIHS).

This will make drivers and insurance companies very happy, but having such smart technology on the roads isn’t the only place. Many people should start taking advantage of smart homes.

Most Americans crave the ability to be able to control things in their home by using their phones. About 62% of those felt that a smart house was a crucial for monitoring safety and security. Having a smart home with features that are designed for convenience and others for energy efficiency. For example, on those long cranky mornings, you could remotely start your coffeepot from the comfort of your bed.

When having a smart home, your insurance rates may drop significantly, if your house was equipped with moisture sensors located near your sinks and toilets. Or if you have a built-in security system and if something goes wrong in your home, it can notify you via phone app as soon as possible.

Other apps can allow you access to lock your door from far away. If you are considering purchasing a smart home or making smart upgrades to what you have now. Talk with your insurance agent and see what is available for you. Contact Brazelton Insurance Group for more information.