It is a well known fact that we all need to carry health insurance otherwise we could be fined. If you missed the deadline and are not interested in a health plan from the health exchange, here are some other options.
- Outside marketplace agents: This can be a great option. Insurance agents like those at Brazelton Insurance Group can review each plan so you don’t realize later that your preferred provider isn’t within your network. Agents who know you can help prevent mistakes from being made.
- Group plans from employer-sponsored family member plans and associations: If you would like a family member to be added to your plan it is worth giving it a try. This too can be a great option, but compare the costs to private individual insurance, as it is sometimes more expensive to join a plan. Insurance can also be provided through associations and professional organizations but there are often fewer choices.
While you look for an insurance plan outside of the insurance marketplaces, make sure they comply with the Patient Protection and Affordable Health Care Act (ACA) for good coverage and to avoid fines.
To find a plan that fits you and your family, contact Brazelton Insurance Company today. It is important to get coverage now so you don’t have to pay out of pocket for large medical issues that could arise.