Shopping for health insurance can be a difficult process. Here are a few things you will want to avoid when purchasing health insurance.
1. Spur-of-the-moment purchases
With hundreds of different insurers offering different products at different rates, don’t sign on the dotted line until you’ve done your research. Shop around to see what’s available, and compare prices before you jump into a plan.
2. Choosing unfamiliar dot-coms
Obtaining insurance online is tempting; but you don’t know them. Consider a company that is in your area or local that allows you the option to meet them face to face.
One of the most common promises is when companies say: “We – can give you the lowest rates from insurance provider.” You need to be presented with options and/or ways to cut your rates. By buying online you miss the chance to negotiate many times.
3. Getting “low-balled”
Good things don’t always come in small packages, especially when it comes to health insurance policies. Just because a rate looks good doesn’t mean you’re scoring a deal: Read the fine print. Too many people can miss important points such as who your in-network providers will be or what your deductible is.
If your interested in getting more information about lowering your health insurance rates or getting insured, contact Brazelton Insurance Group today.