Black Friday began before Thanksgiving ended this year.  Now it is time to put away the turkey decorations and hang up the Christmas lights!  While holiday cheer is on all of our minds, we should all take the time to decorate with caution!  According to the National Fire Protection Association, 50 percent of house fires occur in December.  Tannenbaums are to blame.  With that being said, consider the following when decking the halls this season:

  • From 2006 to 2010, Christmas trees started an average 240 house fires a year, resulting in four deaths and 21 injuries, not to mention $17.3 million in property damage annually.

  • Forty-two percent of Christmas tree fires happen during the “12 Days of Christmas” – December 23 to January 3.

  • Disposal is crucial. One homeowner wrapped the tree in clear plastic and put it on the patio. The shiny plastic caught the sunlight, and the tree went up in flames.

  • Fake trees are responsible for only a third of all Christmas tree fires.

Hopefully a fire will not If a fire will not occur in your home this holiday season.  If a tragic fire where to happen, immediately your insurance provider, don’t delay.  Do not, under any circumstances, attempt to cover damages up yourself.  Structural damage is more serious than you would think.  Smoke damage alone in a room the size of a bathroom can cause thousands of dollars in damage.

Wiring damage is known to spread.  If it does, your claim could be denied for failing to report previous damage.  This is why it is so important to report damages immediately!  Condo owners, townhouse owners, and renters will also be liable for damage caused to neighbors’ homes.  An added expense you don’t want to have to pay.

Brazelton Insurance Group provides folks with the insurance they need for life, auto, and home.  To make sure your life and home is not effected by a holiday fire, follow our BIG idea tips.

BIG Idea Tips To Practice This Holiday Season:

  • Ensure lights, extension cords, and power strips are in good condition

  • Unplug lights before leaving home or going to bed

  • Keep trees away from fireplaces and heat sources.

  • Water trees daily.