The time of the season is now to be watching out for deer running out in front of your car. From September to December, your chances of hitting a deer with your car increase tremendously due to the fact that it is mating and migration season for deer.
According to the Insurance Information Institute, III, November is the top month for deer-vehicle collisions, with October coming in second. An estimated 200 people die in deer to car accidents every year. If a deer-vehicle collision were to happen to you, you want to make sure you have the necessary car insurance policy to ensure you are covered.
Brazelton Insurance Group can help you find the right insurance policy for a situation like this. In general, animal related damage is covered under comprehensive coverage, not collision, and only if you hit the animal. If you try to avoid hitting the animal and hit a tree or another car, it becomes a collision claim. Hitting a deer or any other animal that does significant damage to your car can increase your premiums. To avoid hitting a deer or any other animal for that matter, here are some tips to take advantage of while driving:
– Deer are most active in the early hours of the morning and late at night. If driving at these times of the day make sure to be alert.
– If you see a deer crossing sign, take notice of your surroundings and be cautious. This area is known for high deer volume.
– If you see one deer, the chances of more of them following are great. Deer like to travel in groups.
To protect yourself and others while driving, keep these ideas in mind. Contact Brazelton Insurance Group and our insurance professionals will be able to answer any questions you may have regarding deer-vehicle accidents and what car insurance policies will cover you best for this type of incident.