Owning a dog may give you the feeling of security, or may keep you company, but, depending on what pup you get there are a few things to keep in mind or else your insurance rates could be on the rise. Any dog can be a danger to others when feeling threatened but there are a few breeds that are more risky to own than others.
While looking for a new dog consider your insurance and what it might mean for you in the future. Owning a risky dog may result in paying higher premiums, exclude your dog from liability coverage or even looking for a new insurance based on the breed of the dog. Millions of people are bitten by dogs every year and to keep your insurance costs low it would be a good idea to avoid Pit Bulls, Rottweilers, German Shepherds, Doberman Pinschers, Chows & even Great Danes. There is a history of aggressive behavior from these particular breeds.
For many, an increased insurance rate is worth the price of owning the dog of their choice but when picking out a puppy, sometimes that could be the deciding factor. When adding a new puppy to the family an important factor not to forget is to inform your insurance company about the new addition. Open communication is critical and not updating your policy is the worst thing to do. To avoid any confrontation with your insurance company, it is necessary to follow these steps and your insurance provider will set you up with a relevant insurance plan to fit your needs.